Compare exchange rates 

Always compare exchange rates from different sources to ensure that you are getting the best rate available. 

Use online transfer services 

Using online transfer services like TransferWise or WorldRemit can often save you money on fees and give you a better exchange rate. 

Avoid exchanging currency at airports 

Airport exchange rates are often higher due to the convenience factor, so try to exchange currency before you leave or once you arrive at your destination. 

Negotiate exchange rates 

If you are exchanging a large amount of money, try negotiating with the exchange provider for a better rate. 

Choose the right time 

Exchange rates fluctuate frequently, so try to exchange your money when the rate is favorable. 

Use a credit card 

Using a credit card can be a good option for travel because it often offers a competitive exchange rate and may also provide other benefits like travel insurance. 

Avoid dynamic currency conversion 

When you use a credit card overseas, you may be given the option to pay in your home currency. This is called dynamic currency conversion and is usually a bad deal 

Use local ATMs 

Using local ATMs can often provide a better exchange rate than exchanging currency at a bank or exchange provider. 

Watch out for hidden fees 

Some banks and exchange providers may charge hidden fees, so be sure to read the fine print before exchanging your money. 

Research destination costs 

Researching the costs of your destination ahead of time can help you budget better and avoid overspending, which will maximize the value of your money.