Do your research 

Before investing in any stock, it's important to do your due diligence and research the company. Look at the company's financials, growth potential 

Understand the business model 

Upstart is a lending platform that uses artificial intelligence to assess creditworthiness. Make sure you understand how the business  

Evaluate the management team 

Look at the backgrounds of the CEO and other key executives. Have they successfully led companies before? Do they have a track record of making good decisions? 

Assess the competitive landscape 

Upstart operates in a crowded field with many other lending platforms. Evaluate the company's competitive position and how it plans 

Consider the company's growth potential 

Upstart has grown rapidly in recent years and has a large addressable market. Consider the potential for continued growth and expansion. 

Evaluate the company's financials 

Look at the company's revenue, earnings, and cash flow. Evaluate its balance sheet and debt levels. Make sure the company is financially  

Look at analyst recommendations 

Check out what Wall Street analysts are saying about Upstart. Are they bullish on the stock? What is their price target? 

Consider market trends 

Evaluate the broader market trends and how they could impact Upstart. For example, changes in interest rates or economic conditions could have a big impact on the company's business. 

Be aware of risks 

Like any investment, investing in Upstart comes with risks. Make sure you are aware of these risks and have a plan in place to manage them. 

Diversify your portfolio 

Finally, make sure you are not putting all your eggs in one basket. Diversify your portfolio by investing in a range of stocks and asset classes to spread your risk.