Security 

Financial transactions need to be secure, so that sensitive financial information remains private, and transactions cannot be tampered with or intercepted. 

Fraud 

Fraudulent activity is a significant challenge to financial transactions, and can result in significant financial losses for individuals and businesses. 

Compliance 

Financial transactions need to comply with a range of regulations, including anti-money laundering (AML) and know-your-customer (KYC) requirements 

Accessibility 

Ensuring that financial transactions are accessible to everyone, regardless of their location or financial situation, can be challenging.  

Speed 

Many financial transactions need to be completed quickly, which can be challenging when dealing with different currencies and payment systems. 

Cost 

The cost of financial transactions can vary significantly, depending on the type of transaction, the payment method, and the jurisdiction. 

Interoperability 

Different financial systems and payment platforms may not be compatible with each other, which can make it difficult to complete transactions 

User experience 

Financial transactions need to be easy to use and understand, so that users can complete them quickly and accurately. 

Data management 

Financial transactions generate a large amount of data, which needs to be managed securely and accurately. 

Technical infrastructure 

Financial transactions require a robust technical infrastructure, including hardware, software, and networks, to ensure that they can be completed reliably and securely.